Why Title Insurance?
When you list your home or during negotiations, by offering to pay for the small cost of the title insurance, you can assert that control over the transaction.
Maximizing Your Seller Profit
Spruce up the front first.
Detach yourself from the property.
Remove your pets during showings.
Consider hiring a professional to stage your home for sale.
Top Most Important Things Sellers Should Know About The Closing Process
1. Time is of the Essence
Work closely with your lender, real estate agent and settlement professional to avoid delays.
2. You Have a Choice
- When it comes to service providers associated with your closing, you have a choice. This includes the company or attorney that will close your transaction and most inspectors, just to name a few. In certain areas, the seller will pay for some closing costs and thus will be entitled to select the vendor(s).
- Talk to your lender, real estate agent and settlement professional to obtain additional information about the various service providers and fees.
3. Protecting your Information – Secured Emails
- As an additional security measure to protect your non-public personal information, you may receive secured emails from your lender and settlement service provider.
- You will need to follow the instructions for retrieving that information (which will likely require you to create an account) and make sure that you return any information through the secured email system.
4. Preparing for Closing
- Approximately 10 – 14 days before you are scheduled to sign your documents you should be prepared to communicate with your lender, real estate agent and settlement professional. It will be important for you to provide your hazard insurance information.
- NOTE: Wiring instructions will be subject to strict veri cations to prevent fraud. Discuss this with your closing professionals well in advance.
5. Closing Disclosure (CD)
- A closing statement called the Closing Disclosure (CD) will be used for most loan applications. The CD will be sent directly to you (buyer/consumer) and not your real estate agent.
- The CD is designed to make it easy for you to understand the terms of your loan.
6. Ask Questions
- This is one of the most important purchases of your life.
Do not be afraid to ask questions of your lender, real estate agent and settlement professional.
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